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Economics 103—Save Money While Donating Time

I hope by now you’ve given some thought to how to save money without making it a painful experience.  No one can solve your financial problems but you – and everyone has financial problems (even rich people have to deal with the issue of what to do with their money.  What I wouldn’t give for that problem!).

It’s time to turn your attention to others.  As my mother used to say, “There is always somebody better off than you and there is always someone worse off than you – the trick is to be happy with what you have.”  Our economy gives birth to a few unnatural fears. Yet those of us still employed should do our best to help those affected by the downturn. It is often that I look at someone less fortunate and realize – I have a job. How can I show I am thankful for ti?

Here’s what you can do to make a difference in the lives of others:

Donate Your Time

Ever hear the phrase, ‘Time is Money?’  It’s so true, when money is tight and there isn’t a lot to spare – it’s a good to spend with people who are less fortunate.  Check with your local church or charity organization and see if you have skills they can use.  It may be easier to write a check, but it’s a better example to your children to give your time. And you’ll personally see how you are making a difference in the lives of the individual—nothing is more rewarding than that!

Be Compassionate With Others

I overheard a conversation about the homeless a few weeks ago and it made me ill.  The gist was that homeless people are con artists looking for free money.  While that is true in some cases, there are many where it is not.  If you’re skeptical, buy the lady a sandwich.  If she doesn’t want it, you have your answer.  Never use a few people as a representation of the whole – that’s how a lot of prejudices are conceived.


It’s free, it feels good and it’s a part of you that you can share with others daily.

We may come full circle –helping others, helping ourselves and helping others again. I’d like to delve into practical matters next time. Lately, I have been fiddling with our home budget and I’d like to share what I’ve learned with you.


Cheryl Richter is a Christian that happens to be a CPA.  She has over 15 years of experience in the Audit profession.  She has written for the Kansas City Star, Faith section.

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