Hey you. Yeah you, I got a deal for you. I’ll give you this $500 computer for nothing. Until 28 days from now, then you owe me a minimum of $50. By the time you’re done you’ll have parted with over twice what the computer is worth and you probably won’t even have it anymore. Sound good? .... Read More
I have a love/hate relationship with credit cards. I have three of them – but soon I will have only two. My decision to cancel the third came as a result of the Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009. This act hasn’t gotten a lot of press; however, there are some points I think need to be highlighted. .... Read More
II. Principle of Budgeting .... Read More
Just say the word with me – budget. It almost sounds like a curse word. I admit, on occasion I’ve muttered a few expressive words when working on a budget. I know we have checkbooks (paper or electronic), what do we need a budget for?.... Read More
“Be sure you know the condition of your flocks, give careful attention to your herds; for riches do not endure forever, and a crown is not secure for all generations” Proverbs 27:23-24 (NIV)..... Read More
Many Americans are drowning in debt because of lavish living and the failure to save money. Americans spend more than they earn. With the crash of the market and the decrease in the value of the dollar, many Americans are facing harsh realities..... Read More
I hope by now you’ve given some thought to how to save money without making it a painful experience. No one can solve your financial problems but you – and everyone has financial problems (even rich people have to deal with the issue of what to do with their money. What I wouldn’t give for that problem!)..... Read More
The hardest thing to understand in personal economics is that sometimes you have to spend in order to save. The trick is to get as much value as you can for your money. It’s a juggling act and here are some suggestions on what to spend on..... Read More
The basic principles are simple. In finance you need to spend less than you save. It sounds a lot like losing weight, doesn’t it? It’s definitely just as hard in practice. I can’t tell you how to drop a few pounds – but I have gathered up a few of my favorite saving tips..... Read More
